If your trusty old air conditioner or refrigerator breaks down after years of use, don’t look to your homeowners insurance or the manufacturer’s warranty for help—you won’t be covered. For normal wear and tear damage, you need a home warranty, also called a residential service contract. With one of these contracts, you won’t be on the hook for huge, unexpected costs if, for example, your clothes dryer stops working. If the item is covered and the company can’t repair it, they’ll cover the cost of a replacement.

We’ve reviewed the best home warranty companies in Dallas, and we’re prepared to offer our recommendations to Texas homeowners. Here are three of our top choices based on what you’re looking for in a residential service contract provider.

Top 5 Home Warranty Companies in Dallas

The highest-rated home warranty companies in Dallas, TX, include:

  1. American Home Shield: Best Overall
  2. Choice Home Warranty: Best Service
  3. Amazon Home Warranty: Best Add-Ons
  4. Liberty Home Guard: Most Trusted
  5. First American Home Warranty: Best Value

1. American Home Shield

We found that American Home Shield offers the best overall value relative to coverage to the greatest number of Americans, and that includes homeowners in Dallas. Additionally, American Home Shield has 49 years in the industry, making it a trusted provider of residential service contracts.

American Home Shield Plans

American Home Shield offers four plans: one that covers appliances, one that covers systems, one that covers both, and one that allows you to choose your own coverage options.

Plans

Plans Systems Plan Appliances Plan Combo Plan
Plans Systems Plan Appliances Plan Combo Plan
Air Conditioning
Heating System
Ductwork
Electrical
Doorbell
Smoke Detectors
Ceiling Fan
Plumbing and Stoppages
Water Heater
Water Dispenser
Central Vacuum
Refrigerator
Range, Oven, and Cooktop
Clothes Washer
Clothes Dryer
Dishwasher
Built-In Microwave
Trash Compactor
Freestanding Ice Maker
Garage Door Opener
Built-In Food Center

The Build Your Own Plan allows you to select up to 10 of the above appliances and systems, with the option of adding more for an extra fee. Additionally, with any of the plans, American Home Shield offers additional coverage for pools, spas, well pumps, septic pumps, and guest units.

American Home Shield Prices

To understand the pricing of any home warranty, you need to consider both the monthly premium and the per-visit service fee. You’ll pay the premium whether you use the contract or not, but you’ll only pay the service fee when a technician visits your home. American Home Shield offers service fee options of $75, $100, or $125 per visit. If you choose a higher service fee, your monthly premium will be lower and vice versa.

If you anticipate needing to use your home warranty frequently, you may want to choose the lowest service fee. If you choose the $75 fee, which is about the industry average, here are the prices for American Home Shield’s four plans.

Cost

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Systems Plan $49.99 $599.88
Appliances Plan $49.99 $599.88
Combo Plan $59.99 $719.88
Build Your Own Plan $54.99 $659.88

For more information on pricing or to speak to a customer service representative, call 844-529-9298 or fill out this easy online form to get a quote.

2. Choice Home Warranty

Although Choice Home Warranty offers less customizable coverage, the company more than makes up for it with competitive pricing and excellent customer service. Choice Home Warranty guarantees its technicians’ repairs for up to 90 days, three times the length of many other providers.

Choice Home Warranty Plans

Choice Home Warranty offers a Basic Plan that covers most home appliances and systems and a Total Plan that covers a few more items that tend to require the most costly repairs.

Plans

Plans Basic Plan Total Plan
Plans Basic Plan Total Plan
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppages
Water Heater
Whirlpool Bathtub
Refrigerator
Oven/Range/Stove
Cooktop
Dishwasher
Built-In Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Ductwork
Garage Door Opener
Ceiling and Exhaust Fans

As with many other service contract providers, Choice Home Warranty offers add-on coverage for some other common home systems.

  • Pool/spa
  • Well/sump pump
  • Central vacuum
  • Limited roof leaks
  • Septic system
  • Second refrigerator
  • Standalone freezer
  • Septic tank pumping

Choice Home Warranty Prices

Choice Home Warranty’s service call fee is a little higher than the industry standard at $85, but accordingly, the premiums are very reasonable.

Cost

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $36.17 $397.87
Total Plan $43.85 $482.35

While these are the usual prices, you’ll want to contact Choice Home Warranty with the specifics of your home to get an estimate. For a free quote, call 929-400-6165 or fill out this form to get started.

3. Amazon Home Warranty

Not associated with the online retail giant, Amazon Home Warranty is a nationwide residential service contract provider based in Columbus, Ohio. If you need added coverage for extra appliances or systems, this may be the right warranty company for your home.

Amazon Home Warranty Plans

Similar to American Home Shield, Amazon Home Warranty offers one plan for systems, one for appliances, and another that combines the two. Note that this Combo Plan adds some items not covered by the Systems or Appliances Plans.

Plans

Plans Systems Plan Appliances Plan Combo Plan
Plans Systems Plan Appliances Plan Combo Plan
Central Air Conditioning (2 units)
Central Heating System (2 units)
Ductwork
Electrical System
Whirlpool Bathtub
Hot Water Heater
Garage Door Openers
Plumbing and Stoppages
Refrigerator (with icemaker)
Range, Oven, Stove, and Cooktop
Clothes Washer
Clothes Dryer
Dishwasher
Built-In Microwave
Trash Compactor
Standalone Freezer
Exhaust Hood/Kitchen Fan
Garbage Disposal
Instant Hot Water Dispenser
Bathroom Exhaust Fan
Ceiling Fans
Doorbells

Although Amazon Home Warranty doesn’t offer a completely customizable plan, it does offer optional coverage for a long list of extras.

  • Pool and spa
  • Additional central heating unit
  • Additional central AC unit
  • Lawn sprinkler system
  • Septic system
  • Whole-house humidifier
  • Sump pump
  • Limited roof leak
  • Ice maker
  • Additional washer/dryer
  • Additional microwave
  • Central vacuum
  • Well pump
  • Wine refrigerator
  • Secondary refrigerator
  • Water softener
  • Additional hot water heater
  • Extra oven
  • Additional dishwasher

Amazon Home Warranty Prices

The service fee for Amazon Home Warranty is the industry-standard $75, and the company’s premiums are competitively priced.

Cost

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Systems Plan $39.92 $479.00
Appliances Plan $39.92 $479.00
Combo Plan $48.25 $579.00

The many add-ons are priced individually. For example, adding a pool or spa to one of the above plans will cost an additional $179 per year, and a septic system will cost an additional $65 per year. For a free quote, call Amazon Home Warranty at 866-605-8194 or fill out this form for more information.

4. Liberty Home Guard

Although Liberty Home Guard is new to the industry, the company has already distinguished itself by offering a 60-day workmanship guarantee and accepting direct customer feedback.

Liberty Home Guard Plans

The three plans offered by Liberty Home Guard cover home appliances, systems, or both.

Plans

Plans System Guard Appliance Guard Total Guard
Plans System Guard Appliance Guard Total Guard
Air Conditioning
Heating
Ductwork
Plumbing
Electrical
Water Heaters
Clothes Washer
Clothes Dryer
Kitchen Refrigerator
Built-In Microwave
Dishwasher
Garbage Disposal
Range/Oven/Cooktop
Ceiling and Exhaust Fans
Garage Door Opener

Liberty Home Guard also offers some additional coverage options, including add-ons not available from other providers on this list.

  • Pool and Spa
  • Additional Spa
  • Gutter Cleaning
  • Floor/Carpet Cleaning
  • Sump Pump
  • Septic System Pumping
  • Limited Roof Leak
  • Pest Control
  • Central Vacuum
  • Stand Alone Freezer
  • Re-Key
  • Second Refrigerator
  • Well Pump

Liberty Home Guard Prices

Liberty Home Guard’s service fee is only $60 per visit, which is lower than average. Accordingly, the company’s premium prices are toward the high end of the spectrum.

Cost

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
System Guard $49.99 $599.88
Appliance Guard $39.99 $479.88
Total Guard $59.99 $719.88

Note that the price of your premium may vary based on your location and any additional coverage you choose. Call 866-452-9107 or fill out this quick form to receive a personalized quote.

5. First American Home Warranty

With 35 years in the business, First American Home Warranty has experience providing its customers excellent value for the money they pay. It also offers coverage for improperly installed or maintained appliances and systems.

First American Home Warranty Plans

First American offers two plans to its customers. The Basic Plan covers a variety of systems and appliances, and the Eagle Premier Plan also adds coverage for a washer, dryer, and kitchen refrigerator.

Plans

Plans Basic Plan Eagle Premier Plan
Plans Basic Plan Eagle Premier Plan
Washer-dryer
Refrigerator
Dishwasher
Oven range
Cooktop
Microwave
Garbage disposal
Trash compactor
Plumbing
Plumbing stoppages
Heating
Water Heater
Electrical
Garage door opener
Ductwork
Central vacuum system

First American is somewhat unusual in the offering of its First Class Upgrade, which comes standard with the Eagle Premier Plan but can be added to the Basic Plan for an additional fee. If you have this option, your coverage will also apply to any damage from improper installation or repair, as well as some associated expenses for permits and upgrades. You can also purchase additional coverage for the following.

  • Additional Refrigeration (up to 4 units)
  • Central air conditioning
  • Eco Upgrade
  • Pool and/or Spa Equipment
  • Pre-Season HVAC Tune-up
  • Septic Tank Pumping/System (includes grinder pump)
  • Well Pump

First American Home Warranty Prices

With a First American Home Warranty plan, you’ll pay a $75 service fee as well as the following premiums.

Cost

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $33.75 $405.00
Eagle Premier Plan $50.83 $610.00

What Does a Home Warranty in Dallas Cover?

Your coverage options will vary based on the home warranty company you choose, but there are some systems and appliances that most residential service contracts cover.For more information on pricing, fill out this form or call 833-777-0049.

Benefits of a Home Warranty in Dallas, TX

Home warranty companies in Dallas offer the same benefits as those in the rest of the country: financial protection and peace of mind. You won’t have to worry about unexpected expenses if properly maintained appliances or systems break down from normal wear and tear. If a covered item breaks, you simply file a claim with your home warranty provider, pay the service fee, and let the company take care of the rest.

Benefits

Systems Appliances
Systems Appliances
Heating Refrigerator
Air conditioning Standalone freezer
Electrical Clothes washer/dryer
Plumbing Stove/range/oven/cooktop
Ductwork Dishwasher
Water heater Built-in microwave
Garbage disposal

Whichever company you choose, make sure you check the specifics of the coverage you’re buying. For example, some home warranties will cover your home’s plumbing but not the cost of fixing stoppages.

How Much Does a Home Warranty Cost in Dallas?

Prices vary by company and comprehensiveness, but generally, a home warranty will cost between $25 and $60 a month, or $300 and $720 a year. Generally speaking, more expensive plans cover more systems and appliances. Additionally, the service call fee for each technician visit is typically between $75 and $125.

Our Conclusion

When it comes to home warranty companies in Dallas, TX, your best bet is American Home Shield for an overall combination of breadth of coverage, value, and service. However, if customer service is the most important aspect for you, Choice Home Warranty may be the better option. For homeowners looking to add on a number of extra appliances, Amazon Home Warranty offers many options for additional coverage.

Despite its newcomer status, we find Liberty Home Guard to be an extremely trustworthy choice to Dallas homeowners looking for home warranty coverage. Finally, with its First Class Upgrade option, American First Home Warranty offers superior value combined with comprehensive coverage.

Frequently Asked Questions

How is a home warranty different from homeowner’s insurance?

Homeowners insurance only applies to damage to your house and its systems from catastrophic events like fires, floods, and other natural disasters. It won’t cover damage sustained from normal use. This wear and tear on properly maintained appliances and systems is precisely what a home warranty is for.

Will a home warranty cover pre-existing conditions?

Most home warranty companies include language in their contracts specifying that pre-existing damage or problems are not covered, even if you aren’t aware of them at the time of the contract. However, a few providers will offer this coverage, though you may have to look hard to find them.

When does my home warranty coverage start?

Most residential service contracts include a waiting period of 30 days between the signing of the contract and the start of coverage. Talk to your provider to see if the home warranty you’re considering includes this waiting period.

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PAUL WALKER

PAUL WALKER

Lonely traveler, l like to explore with my camera and my laptop every part of the earth.